Bank-grade payouts with live FX and SWIFT gpi status. Default OUR fees so your partners see the full amount.
Two rails, one experience
In-network (instant)
Invite counterparties to Clique; pay in seconds; no cutoffs/weekends.
Off-network (bank)
SWIFT gpi and local rails where available. Typical credit 1–3 business days.
FX at send time
Live quotes for major pairs; short rate-lock window; transparent spread. Send in the recipient’s local currency to avoid arrival FX.
Fees & fee types
Default OUR so recipients get full amount. Pass-through bank fees + corridor markup shown before you confirm.
How payouts work
1
1
Create or select a sub-account (project/payroll)
2
2
Add/choose beneficiary; upload docs if required
3
3
Choose currency & lock FX
4
4
Submit & track via gpi status updates
5
5
Reconcile with webhooks & statements
Timing expectation
- Off-network: 1–3 business days typical; large tickets may trigger bank review.
- In-network: seconds.